Terms Of Use Agreement

Important! these terms of service (tos) govern your use of this site, which is provided by our

company. By accessing this site, you are indicating your acknowledgment and acceptance of

these terms of use. these terms of use are subject to change by our company at any time in its

discretion. your use of this site after such changes are implemented constitutes your

acknowledgment and acceptance of the changes. please consult these terms of use regularly.

Access To This Site

You must be eighteen (18) years or older to access this web site. if you are under eighteen years

of age, you are not permitted to access this web site for any reason. due to the age restrictions for

use of this web site, no information obtained by this web site falls within the child online privacy

act (copa) and is not monitored as doing so.

To access this site or some of the resources it has to offer, you may be asked to provide certain

registration details or other information. It is a condition of your use of this site that all the

information you provide on this site will be correct, current, and complete. If our Company

believes the information you provide is not correct, current, or complete, we have the right to

refuse you access to this site or any of its resources, and to terminate or suspend your access at

any time, without notice.

Restrictions On Use

You may use this site for purposes expressly permitted by this site. You may not use this site for

any other purpose, including any commercial purpose, without our Company’s express prior

written consent. For example, you may not (and may not authorize any other party to) (i) co-

brand this site, or (ii) frame this site, or (iii) hyperlink to this site, without the express prior

written permission of an authorized representative of our Company. For purposes of these Terms

of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or

identification of any party in such a manner as is reasonably likely to give a user the impression

that such other party has the right to display, publish, or distribute this site or content accessible

within this site. You agree to cooperate with our Company in causing any unauthorized co-

branding, framing or hyperlinking immediately to cease.

Proprietary Information

The material and content (hereinafter referred to as the “Content”) accessible from this site, and

any other World Wide Web site owned, operated, licensed, or controlled by our Company is the

proprietary information of our Company or the party that provided the Content to our Company,

and our Company or the party that provided the Content to our Company retains all right, title,

and interest in the Content. Accordingly, the Content may not be copied, distributed, republished,

uploaded, posted, or transmitted in any way without the prior written consent of our Company, or

 

unless authorized in writing elsewhere on our site, except that you may print out a copy of the

Content solely for your personal use. In doing so, you may not remove or alter, or cause to be

removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary

notice or legend appearing on any of the Content. Modification or use of the Content except as

expressly provided in these Terms of Use violates our Company’s intellectual property rights.

Neither title nor intellectual property rights are transferred to you by access to this site.

Hyperlinks

This site may be hyperlinked to other sites which are not maintained by, or related to, our

Company. Hyperlinks to such sites are provided as a service to users and are not sponsored by or

affiliated with this site or our Company. Our Company has not reviewed any or all of such sites

and is not responsible for the content of those sites. Hyperlinks are to be accessed at the user’s

own risk, and our Company makes no representations or warranties about the content,

completeness or accuracy of these hyperlinks or the sites hyperlinked to this site. Further, the

inclusion of any hyperlink to a third-party site does not necessarily imply endorsement by our

Company of that site.

Submissions

You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide, non-

exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative

works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or

other information communicated to our Company through this site (together, hereinafter known

as the “Submission”), and to incorporate any Submission in other works in any form, media, or

technology now known or later developed. Our Company will not be required to treat any

Submission as confidential, and may use any Submission in its business (including without

limitation, for products or advertising) without incurring any liability for royalties or any other

consideration of any kind, and will not incur any liability as a result of any similarities that may

appear in future Ultimate Consulting’s operations.

Our Company will treat any personal information that you submit through this site in accordance

with its Privacy Policy as set forth on this site.

Disclaimer

You understand that our Company cannot and does not guarantee or warrant that files available

for downloading from the Internet will be free of viruses, worms, Trojan horses or other code

that may manifest contaminating or destructive properties. You are responsible for implementing

sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data

input and output, and for maintaining a means external to this site for the reconstruction of any

lost data. Our Company does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any

written reports, statements, or notices provided by Ultimate Consultings. Investors, borrowers, and other

persons should use the Content in the same manner as any other educational medium and should

 

not rely on the Content to the exclusion of their own professional judgment. Information

obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that

may be relevant to your goals.

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided “as is” and

without warranties of any kind, either expressed or implied. Our Company disclaims all

warranties, including any implied warranties of merchantability, fitness for a particular purpose,

TITLE, OR NON-INFRINGEMENT. Our Company does not warrant that the functions OR

CONTENT contained in this site will be uninterrupted or error-free, that defects will be

corrected, or that this site or the server that makes it available are free of viruses or other harmful

components. Our Company does not warrant or make any representation regarding use, or the

result of use, of the content in terms of accuracy, reliability, or otherwise. The content may

include technical inaccuracies or typographical errors, and Ultimate Consulting may make changes or

improvements at any time. You, and not our Company, assume the entire cost of all necessary

servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING

FROM THE USE OF THIS SITE OR ITS CONTENT. Our COMPANY MAKES NO

WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE

RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR

ERRORS OR OMISSIONS IN SUCH CONTENT.

All of the information in this site, whether historical in nature or forward-looking, speaks only as

of the date the information is posted on this site, and Ultimate Consulting does not undertake any obligation

to update such information after it is posted or to remove such information from this site if it is

not, or is no longer, accurate or complete.

Limitation On Liability

ULTIMATE CONSULTING, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS,

CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL

NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL,

CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS

OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR

SIMILAR DAMAGES, EVEN IF ULTIMATE CONSULTING HAS BEEN ADVISED OF THE POSSIBILITY

OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF

ULTIMATE CONSULTING AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS,

CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO

ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT,

TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU

HAVE PAID TO ULTIMATE CONSULTING FOR THE APPLICABLE CONTENT, PRODUCT OR

SERVICE OUT OF WHICH LIABILITY AROSE.

Indemnity

You will indemnify and hold Ultimate Consulting, its subsidiaries, affiliates, licensors, content providers,

service providers, employees, agents, officers, directors, and contractors (hereinafter known as

the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including

 

any use of Content other than as expressly authorized in these Terms of Use. You agree that the

Indemnified Parties will have no liability in connection with any such breach or unauthorized

use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs,

expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also

indemnify and hold the Indemnified Parties harmless from and against any claims brought by

third parties arising out of your use of the information accessed from this site.

Trademarks

Trademarks, service marks, and logos appearing in this site are the property of Ultimate Consulting

 or the party that provided the trademarks, service marks, and logos to Ultimate Consulting. Ultimate

Consulting and any party that provided trademarks, service marks, and logos to Ultimate Consulting

retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.

Information You Provide

You may not post, send, submit, publish, or transmit in connection with this site any material

that:

 you do not have the right to post, including proprietary material of any third party;

 advocates illegal activity or discusses an intent to commit an illegal act;

 s vulgar, obscene, pornographic, or indecent;

 does not pertain directly to this site;

 threatens or abuses others, libels, defames, invades privacy, stalks, is obscene,

pornographic, racist, abusive, harassing, threatening or offensive;

 seeks to exploit or harm children by exposing them to inappropriate content, asking for

personally identifiable details or otherwise;

 infringes any intellectual property or other right of any entity or person, including

violating anyone’s copyrights or trademarks or their rights of publicity;

 violates any law or may be considered to violate any law;

 impersonates or misrepresents your connection to any other entity or person or otherwise

manipulates headers or identifiers to disguise the origin of the content;advertises any

commercial endeavor (e.g., offering for sale products or services) or otherwise engages in

any commercial activity (e.g., conducting raffles or contests, displaying sponsorship

banners, and/or soliciting goods or services) except as may be specifically authorized on

this site;

 solicits funds, advertisers or sponsors;

 includes programs which contain viruses, worms and/or Trojan horses or any other

computer code, files or programs designed to interrupt, destroy or limit the functionality

of any computer software or hardware or telecommunications;

 disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are

able to type, or otherwise act in a way which affects the ability of other people to engage

in real time activities via this site;

 includes MP3 format files;

 amounts to a ‘pyramid’ or similar scheme;

 

 disobeys any policy or regulations established from time to time regarding use of this site

or any networks connected to this site; or

 contains hyperlinks to other sites that contain content that falls within the descriptions set

forth above.

Although under no obligation to do so, our Company reserves the right to monitor use of this site

to determine compliance with these Terms of Use, as well the right to remove or refuse any

information for any reason. Notwithstanding these rights, you remain solely responsible for the

content of your submissions. You acknowledge and agree that neither Ultimate Consulting nor any third

party that provides Content to Ultimate Consulting will assume or have any liability for any action or

inaction by Ultimate Consulting or such third party with respect to any submission.

Security

Any passwords used for this site are for individual use only. You will be responsible for the

security of your password (if any). Ultimate Consulting will be entitled to monitor your password and, at its discretion,

require you to change it. If you use a password that Ultimate Consulting considers insecure,

Ultimate Consulting will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to

compromise security or tamper with system resources and/or accounts. The use or distribution of

tools designed for compromising security (e.g., password guessing programs, cracking tools or

network probing tools) is strictly prohibited. If you become involved in any violation of system

security, Ultimate Consulting reserves the right to release your details to system administrators at other

sites in order to assist them in resolving security incidents. Ultimate Consulting reserves the right to

investigate suspected violations of these Terms of Use.

Ultimate Consulting reserves the right to fully cooperate with any law enforcement authorities or court

order requesting or directing Ultimate Consulting to disclose the identity of anyone posting any e-mail

messages, or publishing or otherwise making available any materials that are believed to violate

these Terms of Use.